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    Zwyrtek
    Private and family businessAsset protection

    Asset protection for business owners.

    Asset protection starts with sorting out what belongs to the company, what belongs to the owner, what belongs to the family, and which risks could threaten the continuity of that wealth over time.

    Free consultationPrivate and family business

    When it is worth putting your wealth in order.

    The more the wealth of the owner, the family and the company overlap, the greater the risk that a problem at one company will hit the whole estate. Organising these areas is the foundation for every subsequent ownership decision.

    • the owner is personally liable for the companies' obligations,
    • private and operating real estate sit within a single entity,
    • several companies share the same assets between them,
    • succession, a family foundation or a sale of the company is being planned.

    Private, family and operating wealth.

    The first step is a clear separation of the owner's private wealth, the family's wealth and the company's operating assets. Each of these layers has a different purpose, different risks and a different optimal way of being managed.

    Ownership risks.

    We analyse legal, tax, transactional, contractual and personal risk. The goal is not to eliminate every risk — that is not possible — but to deliberately separate and limit risk where the consequences would be irreversible.

    The family foundation and the ownership structure.

    Asset protection is achieved above all through a deliberate ownership structure and, in selected situations, the family foundation. Any decision on a specific solution is preceded by an analysis of the owner's goals, the family situation and the nature of the wealth.

    How we help.

    We combine tax, legal, financial and transactional advisory. We work both on a project basis (a one-off analysis and recommendation) and in a model of ongoing support for the owner and the family.

    Related areas

    See also.

    FAQ

    Frequently asked questions.

    A set of legal, tax and organisational decisions aimed at preserving the continuity of wealth over the long term — regardless of business risk, family circumstances and regulatory change.

    No. Asset protection is, above all, a deliberate ownership structure and the division of wealth into layers with different levels of risk. Tax consequences are one of the criteria, but they should never be the sole reason for introducing any structure.

    A family foundation allows part of the wealth to be separated from its day-to-day management and sets rules for payouts to beneficiaries. In selected situations it is an effective tool for protection and succession — in others, a simpler structure will work better.

    Contractual risk and personal liability for the companies' obligations, tax and transactional risk, family risks linked to succession, asset-concentration risk, and regulatory risk specific to the sector.

    Yes. After implementation, we provide ongoing tax, legal and financial support to the owner, the family and their companies — including, where needed, accounting services for family wealth vehicles.

    Would you like to organise your private, family and business wealth?

    A free 30-minute consultation. No obligation.

    Book a consultation